Find the price of life insurance at age 50, 55, 60, 65, or 70.

Find the price of life insurance at age 50, 55, 60, 65, or 70.

Shop for life insurance the smart way!

 

Sometimes, we wonder how it is possible to find good life insurance in Quebec.

When you turn 50, prices differ significantly and a lot of people accept the first offer they see because of lack of time.

Some are influenced by a co-worker who recommends his insurance policy while others simply take the same insurance as their spouse without much thought.

Others simply do not want to waste time searching for the ideal offer and just sign up with the insurance company with which they have always done business.

Alas! You might as well put your money in a box and bid it farewell.

Be aware that there is a very high probability that these people are paying thousands of dollars unnecessarily to protect their families.

Insurance companies benefit even when you choose policies that don’t benefit you.

These companies get rich at your expense because you don’t pay enough attention when you shop for life insurance.

 

Shop for life insurance using a free platform to connect with insurance brokers and insurers.

 

HERE’S HOW TO SHOP FOR LIFE INSURANCE AT 50 – 55 – 60 – 65 AND 70 YEARS!

 

A free platform is available to you to do this!

Here at “Compare Insurances Online”, you will find partner brokers who are ready to help you.

They will look for the premium offers in the market for people aged 50-60 and 70.

Life insurance at 55 or 65 is out there but a broker can find what is best for you.

All you have to do is fill out the form (use the form below) to get a free quote from one of our partners.

He will find for you a competitive offer for your life insurance by comparing prices with 20 insurers in the province.

It’s no obligation!

 

LIFE INSURANCE AT 50 YEARS – 55 YEARS – 60 YEARS -65 AND 70 YEARS AND ITS COST!

 

If permanent or temporary life insurance are your options, jump on the opportunity! There are no limits to the possible types of coverage.

Term life insurance under the age of 55, for an amount of insurance up to $500,000, is available to you at a very decent price – below $200 monthly.

Consider utilizing universal life insurance after optimizing your investments so that savings can increase your benefits and, thereby, considerably increase your coverage.

When you run out of funds, permanent life insurance is a good way to get cash when you surrender your lifetime coverage, thanks to a cash surrender value.

In order to leave behind a secure financial future for your loved ones, accept only the best life insurance solution on the market.

To help you in this direction, find the type of life insurance appropriate for your needs by filling out the form on this page. Soon, after studying your requirements, one of our partner brokers will contact you to reveal a free custom quote.

It is without any obligation!

 

Types of life insurance: strengths and weaknesses

Many insurers customize their life insurance products to your needs.

Thus, term life insurance is calculated for a certain number of years (defined beforehand). All contract renewals will result in higher rates and a medical exam.

As for permanent life insurance, it never increases its premiums (fixed premiums) in your lifetime.

Multiple insurers also provide the alternative of guaranteed issue life insurance (also recognized under guaranteed membership or without medical examination). This very expensive protection is generally suitable for individuals over the age of fifty (actually offered for ages 40 to 75).

It offers limited coverage but it still constitutes an amount that can cover the cost of your funeral.

 

How do you determine which life insurance at 50, 55, 60, 65 or 70 is right for you?

There is a method to follow before getting life insurance that will meet all of your needs.

First, it is essential to take stock of your assets and liabilities. You would not want to leave debts to your estate, right?

Then target the type of policy according to your criteria and your interests:

Term life insurance

TERM LIFE INSURANCE

This inexpensive life insurance product provides excellent protection for a good price.

Even if premiums increase with each renewal, term life insurance represents an option of choice from the start when you want to protect assets or people for a certain time.

 

Permanent life insurance

PERMANENT LIFE INSURANCE

This type of life insurance follows you throughout your life and guarantees you premiums without any increase.It fulfills all of your needs with a host of noteworthy additions.

Further, it will assist you with its investment possibilities in order to provide you with sums for retirement or to form a profitable legacy for your beneficiaries.

 

Universal life insurance

UNIVERSAL LIFE INSURANCE

Universal life insurance is not for everyone because it has a certain complexity.It combines savings with life insurance to raise tax-free funds for your heirs or your estate.

Generally, it is when your TFSA or RRSP are at their maximum that financial advisers offer you this option.

 

Life insurance without medical exam.

LIFE INSURANCE WITHOUT MEDICAL EXAM

If medical conditions stop you from making life insurance choices, this is the ideal product. The insurer accepts you automatically without checking your health.Any other life insurance policy requires stringent questioning in order to establish the risks to the insurer in accepting you.

Any serious illness can disqualify you and a refusal ensues but not here.

No medical exam is required.

 

Disability insurance

DISABILITY INSURANCE

Disability or salary insurance gives you benefits in the event of an accident that results in a disability.These benefits provide you with an income during your unexpected work stoppage.

However, check the definitions of disability as these vary depending on the insurer selected. Some exclusions and conditions apply.

 

critical illness insurance

CRITICAL ILLNESS INSURANCE
Severe afflictions such as cancer, infectious diseases, and heart disorders are difficult to overcome.These problems often cause lost wages and unexpected expenses such as medical treatment and travel.Critical Illness Insurance offers support during your recovery period.It even covers you if you require care outside the province (Quebec) if you have been diagnosed with a serious illness.This condition must, however, be included in the list of illnesses mentioned in your policy (this list depends on the insurer). 

 

long term care insurance

LONG TERM CARE INSURANCE

If your health is not good and you cannot perform daily activities, long-term care insurance will pay the costs for essential care in the following cases:

  • Cognitive impairment
  • Disability
  • Chronic disease
  • Aging

 

Cost estimate for life insurance based on a person’s age

It is important to note that all of the prices below come from online automatic calculators.

For one of our insurance partners to reveal a quote based on your selection criteria, fill out the form at the top of this page.

 

It’s FREE and NO OBLIGATION.

 

Examples of life insurance prices for a person aged 50 or 55 in Quebec 


Price for a non-smoking woman in her fifties

  Term life insurance*

 

Permanent life insurance
No cash value **
 
Permanent life insurance
With cash value **
 
Life insurance without
medical exam***
50 years $27.75 $94.95 $99.85 $61.70
55 years $44.25 $120.00 $128.25 $75.00

 

Price for a non-smoking man in his fifties

  Term life insurance* Permanent life insurance
No cash value **
 
Permanent life insurance
With cash value **
 
Life insurance without
medical exam*****
50 years $38.35 $117.75 $124.85 $81.60
55 years $64.25 $149.75 $162.25 $99.40

 Based on $100,000 coverage for 20 years.
** Amount of $100,000.
*** Death benefit of $25,000.

 

Cost overview for life insurance at 60 or 65

 

Price for a non-smoking woman in her sixties 

  Term life insurance*
Permanent life insurance
No cash value **
 
Permanent life insurance
With cash value **
 
Life insurance without
medical exam***
60 years $78.85 $162.00 $174.00 $108.20
65 years $124.90 $224.00 $245.00 $141.20


HOW MUCH WILL A NON-SMOKING MALE SEXAGENARIAN PAY FOR LIFE INSURANCE?

  Term life insurance*
Permanent life insurance
No cash value **
 
Permanent life insurance
With cash value **
 
Life insurance without
medical exam***
60 years $110.00 $200.00 $219.85 $141.50
65 years $186.75 $278.00 $309.75 $179.90

 Calculated based on $ 100,000 insurance for 20 years.
** Coverage of $100,000.
*** Calculation for life insurance of $25,000.

 

Example of prices for life insurance in Quebec if you are 70 or older  

 

HOW MUCH CAN AN ELDERLY NON-SMOKING SEPTUAGENARIAN WOMAN EXPECT TO PAY FOR COVERAGE? 

  Term life insurance*
Life insurance without medical exam***
70 years $201.70 $208.10
75 years $333.80

 * 20-year insurance for $100,000.
*** Amount of $25,000.

 

These examples (in the tables above) do not represent official prices.

To get your own custom quote from one of our partners (insurance brokers and insurers in your area), simply fill out the short form that appears at the top of this web page.

THIS SERVICE IS FREE and NO COMMITMENT ON YOUR PART!

 

Cover your funeral expenses with life insurance

Nowadays, many people should think about purchasing life insurance for the sole purpose of covering funeral expenses.

These expenses are significant and must have been the subject of a study beforehand.

Here are some examples of these fees that can be covered by life insurance when you are over 50 or 60.

 

What to expect as funeral expenses these days?

Our last breath will undoubtedly cost a lot of money for our loved ones.It is important to think about these in advance and to plan how to pay them so as not to become a burden to the family.

In Quebec, a funeral home charges nearly $10,000 when the coffin, cemetery, and religious service are included.

You can, however, save $2,000 if you opt for a modern funeral.

Even with a very simple selection (funeral with the ballot box), you would still pay around $6,500.

Here are a la carte examples of various funeral expenses. A funeral Coop or a salon will never present these individual costs to you, they will always be part of a whole:

Burial costs:

  • $2,500 in a cemetery for a concession the size of a coffin.
  • Approximately $10,000 for a fire (in a mausoleum) or a crypt.
  • $500 for a coffin.
  • $200 for an urn.

For containers:

  • $450 for a funeral urn
  • $2,500 for the coffin 

Church:

Complete service + choir: $ 600 

Transport + documentation:

  • About $ 10,000 for the repatriation of a body.
  • About $ 1000 for porters and a hearse.
  • $200 each time the body is moved (transportation).
  • $200 for all legal procedures. 

Other expenses:

  • $650 for a cremation
  • $500 for embalming
  • $500 for body aesthetics
  • 2% of the amount for the first $300,000 for the notary
  • $200 to place a death notice in the newspaper 

Funeral salon fees: 

  • $500 to rent the room
  • $200 to $500 for decorations
  • From $200 to $1,500 for a video, bookmarks, or cards plus jewelry. 

 

Don’t pay too much for life insurance and get the most for your money!

In short, finding life insurance at 50, 55, 60, 65 or even 70 years old is not impossible. However, this requires certain preparations in order to secure the future of your loved ones and family.

Do not hesitate to use the services of a broker to compare the prices of different policies for you. He will find what you need in no time.

This platform allows you to receive a customized proposal from one of our partners, a broker in your region who, after analyzing your needs and budget, will send you a life insurance offer.

Do not delay and fill out the form located on the page in order to find this advantageous submission!

Get the life insurance quote you need. To do this, click on this link (below), and you will automatically be directed there!

 

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