: If you have not used these 4 techniques to negotiate your life insurance, then you are paying too much! There are not many people who are passionate about life insurance. It is necessary but it is boring. This does not mean it has to be expensive. You can lower the cost of your life insurance in many ways. We will teach you in a few minutes how to negotiate your contract to get as much as possible while paying the minimum. Save a lot and negotiate your options with a few simple tips. You can also apply them to negotiate your auto and home insurance. It is true that talking about life insurance is not exciting but you will get excited about the savings you can obtain from negotiating your insurance policies !