The top things to consider when calculating the amount of your life insurance.

At age 20, you have taken out permanent life insurance due to your mother’s valuable advice. Twenty years later, the cost of living has changed. You have gone from being a clerk to a director, your spouse is having your second child, and you have just purchased a home near your son’s school. Your life insurance needs have changed so much but you still have the same level of protection you did 20 years ago with a coverage of $25,000. In case of your premature death, you will leave behind a mortgage, bills to pay, taxes, educational expenses, and other unforeseen expenses. Plan for coverage that will be adequate for all of these expenses after death. This is the minimum amount you need for your life insurance coverage. Here are 5 things to consider when you upgrade your protection.

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